Case No. 07-40295.United States Bankruptcy Court, E.D. Michigan, Southern Division.
March 15, 2007
ORDER DENYING AS UNNECESSARY DEBTOR THERMAN A. COGDELL’S MOTION FOR APPROVAL OF REAFFIRMATION AGREEMENT
THOMAS TUCKER, Bankruptcy Judge
This case is before the Court on Debtor Therman A. Cogdell’s motion for approval of a Reaffirmation Agreement between Debtor and TCF Bank filed on March 12, 2007 (Docket # 13). This motion is unnecessary because the presumption of undue hardship does not arise. 11 U.S.C. § 524(m)(1) therefore does not apply. And a hearing is not required under 11 U.S.C. § 524(d) because Debtor was represented by an attorney during the course of negotiating the Reaffirmation Agreement.
Accordingly,
IT IS ORDERED that Debtor’s motion for approval of a Reaffirmation Agreement (Docket # 13) is DENIED as unnecessary.