IN RE: Harolyn Owens, SSN: XXX-XX-5730 DEBTOR.

CASE NO. 09-04745-TOM-7.United States Bankruptcy Court, N.D. Alabama, Southern Division.
February 25, 2010

AMENDED MEMORANDUM OPINION AND ORDER
TAMARA MITCHELL, Bankruptcy Judge

This case is before the Court on Debtor’s Motion to Reopen. It appears that no notice and hearing is necessary for the resolution of this motion. This Court has jurisdiction. 28 U.S.C. § 1334(b). This is a core proceeding. 28 U.S.C. § 157(b)(2)(A). The Court has considered the motion and has taken judicial notice of the contents of the court file pursuant to Federal Rule of Evidence 201 and finds and concludes as follows.

The debtor filed a petition for relief under Chapter 7 of the Bankruptcy Code on August 11, 2009. On September 10, 2009, this Court issued a notice pursuant to Rule 2002(e) of the Federal Rules of Bankruptcy Procedure indicating that there appeared to be no assets available from which distributions could be made and directing creditors not to file a proof of claim until they received a notice from the Court to do so. No notice to file claims was ever issued. The trustee filed his Final Report onSeptember 14, 2009. An order discharging the debtor from all dischargeable debts was entered on December 22, 2009. The case was closed on December 22, 2009.

On February 22, 2010, Harolyn Owens filed a Motion to Reopen Case. In that motion, the debtor requested that the case be reopened to amend the schedules to add two (2) debts that preexisted the filing of the Chapter 7 case. Pursuant to

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11 U.S.C. § 350, a case may be reopened “to administer assets, to accord relief to the debtor, or for other cause.” The only stated reason for wanting to reopen the case was to amend the schedules to add the two (2) debts. Presumably, the debtors are concerned that the debts were not discharged because of the failure to properly list them. The listing of a debt in the schedules is not a condition of its discharge under 11 U.S.C. § 727. That section provides that the debtor is “discharged . . . from all debts that arose before the date of the order for relief.” Nothing in § 727 prevents an unscheduled debt from being discharged. There is no indication that either the debtor or the creditors wish to file an adversary proceeding regarding the dischargeability of the debts in question.

Therefore, the Court concludes that cause does not exist for the case to be reopened. Any debts which were dischargeable were discharged by the Court’s order of August 11, 2009.[1] Accordingly, it is hereby

ORDERED, ADJUDGED AND DECREED that the Motion to Reopen Case isDENIED.

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Notice Recipients

District/Off: 1126-2 User: claw Date Created: 2/25/2010

Case: 09-04745-TOM7 Form ID: pdf000 Total: 30

Recipients of Notice of Electronic Filing:

tr Andre’ M Toffel amt-trustee@wwisp.com

aty Diane C Murray ndbankruptcy@sirote.com

TOTAL: 2

Recipients submitted to the BNC (Bankruptcy Noticing Center):

db Harolyn Owens 428 Woodland Court Birmingham, Al 35215

smg Valrey Early BA Birmingham 1800 5th Avenue North Birmingham, AL 35203

6080662 ALABAMA POWER COMPANY P.O. BOX 12465 BIRMINGHAM, AL 35202-2465

6025645 Alabama Power 1313 6th Avenue North Birmingham, AL 35203

6025644 Alagasco P0 Box 224 Birmingham, AL 35246

6025650 Allstate Property Casualty/Indemnity Insurance P0 Box 3589 Akron, OH 44303-3589

6025625 Amshare 600 Beacon Pkwy W Ste 300 Birmingham, AL 35209

6025628 Bright House 6432 2nd Ave South Birmingham, AL 35212

6025647 Charter Communication P0 box 9001099 Louisville, KY 40290

6025626 Credit Collections P0 box 9134 Needham, MA 02494

6025627 Credit Protection Association 133355 Noel Road Ste 2100 Dallas, TX 75240

6025649 Durham Durham Attorney ~ Law 5665 New Northside Drive Suite 340 Atlanta, GA 30328

6025642 Easy Money 9460 Parkway East Birmingham, AL 35215

6025629 First Premier Bank 3820 N Louise Ave Sioux Falls, SD 57107

6025640 Imagine P0 Box 790193 St Louis, MO 63179

6025630 Imagine/First Bank of Delaware c/o Harolyn Owens 1814 D Bond Circle Birmingham, Al
35215

6025648 NCO Financial Systems 507 Prudential Road Horshani, PA 19044

6025634 OSI Collection Service P0 Box 972 Brookfield, WI 53008

6025632 Oxford Collections-Directv 135 Maxess Road Melville, NY 11747

6025638 Paramount Acceptance P0 Box 17317 Salt Lake City, UT 84117

6025631 Parkway Loan-Express Loan Company 1477 Centerpoint Pkwy Ste 101 Centerpoint, AL 35215

6025646 Premier Medical PC St. Vincent East 2016 Stonegate Trail Ste 112 Vestavia Hill, AL 35242

6025643 Profession Acct Service P0 Box 188 Brentwood, TN 37024

6025633 Regions Consumer P0 box 10063 Birmingham, Al. 35202

6025639 Rent A Center 1131 Huffman Rd Birmingham AL 35215

6025641 The Money Store 1143 Huffinan Road Birmingham, AL 35215

6025635 Trinity P0 Box 403804 Atlanta, GA 30384

6025637 Trinity ER Physicians P0 box 277981 Atlanta, GA 30384

TOTAL: 28

[1] The Court would cite the parties to the decision on this issue which was previously entered in In re Coleman, Case No. 93-03514-TOM-7, December 29, 1995, for more in depth analysis of the issue of reopening Chapter 7 cases to amend schedules.