IN MATTER OF SPEARMAN (Bankr.D.Md. 7-7-2010)


IN THE MATTER OF: James C Spearman Chapter 13, DEBTOR(S) Wells Fargo Bank NA not in its individual capacity but as Trust for RMAC PassThrough Trust, Series 2010-A, by UBS SSG, Servicing Agent MOVANT v. James C Spearman RESPONDENT(S).

Case No.: 10-11572-JFS.United States Bankruptcy Court, D. Maryland.
July 7, 2010

CONSENT ORDER AND STIPULATION MODIFYING AUTOMATIC STAY
JAMES SCHNEIDER, Bankruptcy Judge

TO THE HONORABLE, THE JUDGE OF SAID COURT:

Upon consideration of the foregoing Motion Seeking Relief from Automatic Stay, the parties having reached an agreement, and good cause having been shown, by the United States Bankruptcy Court for the District of Maryland.

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ORDERED that the Automatic Stay be, and it is, hereby terminated, pursuant to 11 U.S.C. 362(d), to permit Movant, its assigns and/or successors, to commence foreclosure proceedings against the real property and improvement known as 1321 Sycamore Avenue, Anapolis, MD 21403 and that the successful purchasers shall take possession of the same; and be it further

ORDERED that the relief granted in the immediately proceeding paragraph be, and the same is hereby stayed, provided that the Debtor(s):

1. Resume(s) making regular monthly payments on July 1, 2010 of $2,861.86 or as adjusted for escrow changes and continue thereafter, as well as all other conditions and obligations under the terms of the Deed of Trust or Mortgage, and

2. The Chapter 13 Plan will be amended to include the post-petition arrearages including all fees within 30 days from the entry of the Order., The total post-petition arrearage due from May, 2010 to June, 2010 is $6,809.90 which includes $650.00 bankruptcy legal fees, $150.00 filing fee and $286.18 late charges.

Payments should be mailed to:

Carrington Mortgage Services, LLC, under power of attorney
1610 E. St. Andrew Place # B150
Santa Ana, CA 92705
Attn: Bankruptcy Department

Should the Debtor(s) fail to make any payment when due or should any payment be returned for insufficient funds, Movant shall file a Notice of Default with the Court. Said Notice shall provide copies to the Debtor(s) and Debtor(s)’ attorney and allow the Debtor(s) ten (10) days from the date the Affidavit of Default is mailed to cure two (2) default(s) under this agreement. Any cure of an Affidavit of Default must be made in the form of a certified or cashier’s check, or Western Union Quick Collect. No right shall be given to cure any ensuing default. In the event of a subsequent default and upon notice to Debtor(s), Debtor(s)’ counsel and the Court the stay shall automatically terminate.

The fourteen (14) day stay of Bankruptcy Rule 4001(a)(3) is waived.

The parties agree that if the Debtor(s) converts this case to a Chapter 7, the Movant may immediately exercise all rights provided by the security instruments referenced in this Order and applicable state law.

Thomas D. Wall, Esquire, Attorney for Debtor.

Richard J. Rogers, Esquire, Cohn, Goldberg Deutsch, LLC, Towson, MD, Federal Bar #: 01980 (MD), Attorney for Movant.

SO ORDERED

Notice Recipients

District/Off: 0416-1 User: ckearney Date Created: 7/7/2010

Case: 10-11572 Form ID: pdfparty Total: 4

Recipients of Notice of Electronic Filing:

tr Gerard R. Vetter courtfiles@bmore13.com

aty Thomas D. Wall rac413@comcast.net

TOTAL: 2

Recipients submitted to the BNC (Bankruptcy Noticing Center):

db James C. Spearman, Jr. 1321 Sycamore Ave. Annapolis, MD 21403
Cohn, Goldberg Deutsch, LLC 600 Baltimore Avenue, Suite 208 Towson, MD 21204

TOTAL: 2