IN RE: Kerry D. Hardy, DEBTORS.

CASE NO. 07-02344-TBB7.United States Bankruptcy Court, N.D. Alabama, Southern Division.
November 4, 2009

AMENDED MEMORANDUM OPINION AND ORDER
THOMAS BENNETT, Bankruptcy Judge

This case is before the Court on Debtor’s Motion to Reopen. It appears that no notice and hearing is necessary for the resolution of this motion. This Court has jurisdiction. 28 U.S.C. § 1334(b). This is a core proceeding. 28 U.S.C. § 157(b)(2)(A). The Court has considered the motion and has taken judicial notice of the contents of the court file pursuant to Federal Rule of Evidence 201 and finds and concludes as follows.

The debtor filed a petition for relief under Chapter 7 of the Bankruptcy Code on May 25, 2007. On June 21, 2007, this Court issued a notice pursuant to Rule 2002(e) of the Federal Rules of Bankruptcy Procedure indicating that there appeared to be no assets available from which distributions could be made and directing creditors not to file a proof of claim until they received a notice from the Court to do so. No notice to file claims was ever issued. The trustee filed his Final Report on June 21, 2007. An order discharging the debtor from all dischargeable debts was entered on October 5, 2007. The case was closed on October 22, 2007.

On October 30, 2009, the debtor filed a Motion to Reopen Case. In that motion, the debtor requested that the case be reopened to amend the schedules to add (1) one debt that preexisted the filing of the Chapter 7 case. Pursuant to 11 U.S.C. § 350, a case may be reopened “to administer assets, to accord relief to the debtor, or for other cause.”

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The only stated reason for wanting to reopen the case was to amend the schedules to add the (1) one debt. Presumably, the debtor is concerned that the debt was not discharged because of the failure to properly list it. The listing of a debt in the schedules is not a condition of its discharge under 11 U.S.C. § 727. That section provides that the debtor is “discharged . . . from all debts that arose before the date of the order for relief.” Nothing in § 727 prevents an unscheduled debt from being discharged. There is no indication that either the debtor or the creditor wish to file an adversary proceeding regarding the dischargeability of the debt in question.

Therefore, the Court concludes that cause does not exist for the case to be reopened. Any debts which were dischargeable were discharged by the Court’s order of October 5, 2007.[1] Accordingly, it is hereby

ORDERED, ADJUDGED AND DECREED that the Motion to Reopen Case isDENIED.

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Notice Recipients

District/Off: 1126-2 User: mbrown Date Created: 11/4/2009

Case: 07-02344-TBB7 Form ID: pdf000 Total: 35

Recipients of Notice of Electronic Filing:

tr Thomas E Reynolds ter@hsy.com

aty Leotis Williams leotiswill@aol.com

aty Michael McCormick bkmail@prommis.com

aty William C Poole william_poole@bellsouth.net

TOTAL: 4

Recipients submitted to the BNC (Bankruptcy Noticing Center):

db Kerry Hardy 1358 Essex Manor Circle Essex Manor #16 Homewood, AL 35209

ba BANKRUPTCY ADMINISTRATOR 1800 5th Ave N Birmingham, AL 35203

cr Wells Fargo Bank, N.A. C/O Hetrick Poole, LLP 917 Western America Circle, Suite 200 Mobile,
AL 36609

cr Americas Servicing Company McCalla, Raymer, et al. Bankruptcy Department 1544 Old Alabama
Road Roswell, GA 30076

smg Valrey Early BA Birmingham 1800 5th Avenue North Birmingham, AL 35203

5010599 Allied Waste Svc 3950 50th Street SW Birmingham, AL 35221

5010600 Allied Waste Svc #802 3950 50th Street SW Birmingham, AL 35221

5010601 Capital One P O Box 28074 Richmond, VA 23260

5010602 Citi Bank P.O. Box 6537 Lakes, NV 88901-6537

5010603 Citi Business CitiBank P.O. Box 6537 Lakes, NV 88901-6537

5010604 CitiFinancial Retail Services P.O. Box 8019 South Hackensack, NJ 07606-8019

5010606 First Equity P O Box 23029 Columbus, GA 31902

5010605 First Equity P O Box 740933 Dallas, TX 75374

5010607 First Equity Card P.O. Box 84075 Columbus, GA 31908

5010608 G E Consumer Finance P O Box 960061 Orlando, FL 32896

5010609 G E Money Bank P.O. Box 960061 Orlando, FL 32896-0061

5010610 GEMB/BEBE P O BOX 981400 BRANCH CG2V EL PASO, TX 79998

5010611 Light Year Alliance 1901 East Point Parkway Louisville, KY 40223

5010612 Mortgage Lenders Network 213 Court Street FL 11 Middletown, CT 06457

5010613 Nissan Motor Acceptance P O Box 660360 Dallas, TX 75266

5010614 Publix Employees Fed C U P O Box 1000 Lakeland, FL 33802

5010615 Sams Club/MBGA Monogram Credit Card Bank 4605 Duke Drive Mason, OH 45004-9410

5010616 Shop NBC Pox Box 960009 Orlando, FL 32896

5010617 Sprint 2001 Edmund Halley Drive Reston, VA 20191

5010618 T Mobile P O Box 53410 Bellevue, WA 98015-3410

5010619 The Home Depot P O Box 630829 Irving, TX 75063

5010620 The Wells Fargo Financial Bank P.O. Box 5943 Sioux Falls, SD 57117

5010621 Wells Fargo P O Box 29704 Phoenix, AZ 85038

5010622 Wf Fin Ban 3201 N 4th Ave Sioux Falls, SD 57104

5010623 Wffinnance 1 International Plz Philadelphia, PA 19113

5010624 Wright Express/Universal Fleet 97 Darling Ave South Portland, ME 04106

TOTAL: 31

[1] The Court would cite the parties to the decision on this issue which was previously entered in In re Coleman, Case No. 93-03514-TOM-7, December 29, 1995, for more in depth analysis of the issue of reopening Chapter 7 cases to amend schedules.