In re: Daniel P O’Neil 3609 Parkhurst Way Nottingham, MD 21236, Chapter: 7, Lisa L O’Neil 3609 Parkhurst Way Nottingham, MD 21236 Creditor — CitiFinancial Mortgage Company, Inc. Reaffirmation — 27.

Case No.: 07-11272 — NVA.United States Bankruptcy Court, D. Maryland, at Baltimore.
April 16, 2007

STATEMENT OF REVIEW
NANCY ALQUIST, Bankruptcy Judge

The above identified Reaffirmation Agreement has been reviewed. It appearing that all requirements of 11 U.S.C. § 524 have been complied with, counsel for debtor has made the certification set forth in 11 U.S.C. § 524(c)(3), and Part D of the Reaffirmation Agreement is completed in a manner not significantly disparate from the sworn statements of the debtor in Schedules I and J and creates no presumption of undue hardship under 11 U.S.C. § 524(m). No hearing, determination, or order is required.

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