In re: GARY G. RAYMOND, and GALE A. RAYMOND, Chapter 7, Debtors.

Case No. 07-45916.United States Bankruptcy Court, E.D. Michigan, Southern Division.
June 7, 2007

ORDER DENYING AS UNNECESSARY DEBTORS’ MOTION FOR APPROVAL OF REAFFIRMATION AGREEMENT
THOMAS TUCKER, Bankruptcy Judge

This case is before the Court on Debtors’ motion for approval of a Reaffirmation Agreement between Debtors and DaimlerChrysler Financial Services Americas, L.L.C., filed on May 31, 2007 (Docket # 12). This motion is unnecessary because the presumption of undue hardship does not arise. 11 U.S.C. § 524(m)(1) therefore does not apply. And a hearing is not required under 11 U.S.C. § 524(d) because Debtors were represented by an attorney during the course of negotiating the Reaffirmation Agreement.

Accordingly,

IT IS ORDERED that Debtors’ motion for approval of a Reaffirmation Agreement (Docket # 12) is DENIED as unnecessary.