174 B.R. 104 In re David R. HAM and Shirley J. Ham, Debtors. Emery TOTH, Andrea Williams and Donald R. Rhule, Plaintiffs, v. David R. HAM and Shirley J. Ham, Defendants. Bankruptcy No. 94-50021. Adv. No. 94-5039.United States Bankruptcy Court, S.D. Illinois November 7, 1994. West Page 105 [EDITORS’ NOTE: THIS PAGE CONTAINS HEADNOTES. HEADNOTES […]