198 B.R. 816 In the Matter of John COLLIER and Jo Collier, Debtors. John COLLIER and Jo Collier, Plaintiffs, v. VALLEY FEDERAL SAVINGS BANK, et al., Defendants. Bankruptcy No. 95-83317, Adv. No. 96-80146.United States Bankruptcy Court, N.D. Alabama, Northern Division August 1, 1996. Vincent Ledlow, Bond, Botes, Sykstus, Larsen Ledlow, P.C., Florence, AL, for Plaintiffs/Debtors. […]