212 B.R. 459 In re James M. DOWNING and Ella D. Downing, Debtors. Bankruptcy No. 96-36604.United States Bankruptcy Court, D. New Jersey August 27, 1997. Fein, Such, Kahn Shepard, P.C., Vincent DiMaiolo, Jr., Parsippany, NJ, for Ford Consumer Finance Company, Inc. Law Office of Arthur E. Swidler, Arthur E. Swidler, Trenton, NJ, for Debtors. OPINION […]