212 B.R. 617 In re Marjorie A. GIORDANO, and Richard E. Hamm, Jr., Debtors. Nancy KOWALSKI-SCHMIDT, Joanne K. Curtis, and Peter J. Wirs, Appellants, v. Daniel E. FORSCH, Chapter 7 Trustee, Appellee. BAP No. WW-96-1558-RyRoJ. Bankruptcy No. 94-03937. Adversary No. 96-01510.United States Bankruptcy Appellate Panel, Ninth CircuitSubmitted June 25, 1997. Decided August 15, 1997. West […]