257 B.R. 344 In the Matter of John Q. SMITH[1] , Debtor. No. 00-00000-JAC-13.United States Bankruptcy Court, N.D. Alabama, Northern Division January 17, 2001 [1] Pursuant to a settlement agreement approved by the Court, the names of the debtor and debtors counsel have been changed for publication purposes. West Page 345 MEMORANDUM OPINION JACK CADDELL, […]