268 B.R. 205 In re: CHARLES DOUGLAS WARFEL, Debtor, CHARLES DOUGLAS WARFEL, Appellant, v. CITY OF SARATOGA, Appellee. BAP number: NC-00-1195-MaPK, BK Number: 99-5-5917-MM, ADV Number: 99-5352-MMUnited States Bankruptcy Appellate Panel, Ninth Circuit May 17, 2001 — San Francisco, California West Page 206 [EDITORS’ NOTE: THIS PAGE CONTAINS HEADNOTES. HEADNOTES ARE NOT AN OFFICIAL PRODUCT […]