347 B.R. 418 In re TAKK HAROLD KERST, Debtor. M. STEPHEN PETERS, as Chapter 7 Trustee of the bankruptcy estate of Takk Harold Kerst, Plaintiff, v. WRAY STATE BANK, Defendant. Bankruptcy No. 05-28708-HRT, Adversary Proceeding 05-1807 HRT.United States Bankruptcy Court, D. Colorado. August 8, 2006. West Page 419 Theodore P. Demos, Denver, CO, for Debtor. […]